Why I Don’t Make New Year Resolutions
As the calendar flips from 2008 to 2009 and I am reading numerous blog posts on New Year’s Resolutions I am reminded why I don’t make them. You will notice most people make resolutions like: Lose weight Save more money/spend less money Read more books Connect with more people As the clock ticks from 11:59 [...]
Time to Plan for Christmas
In the past month I have spoken with people rushing around and strapped for cash with the holidays coming and with the big day out of the way hope the pressure has been relieved. As others are feeling the pressure I have realized that a couple tips I have learned may be helpful for others [...]
Goal Setting
At the start of any journey is it is important to know the destination, if for no other reason than to answer the fighting children in the back seat asking “are we there yet?” When starting on a financial journey it is important to know if ones intentions are eliminating debt, increasing savings, buying a [...]
You can’t change what you can’t measure.
When I became serious about my finances the first thing that I did was receive a credit report to review all of my current and past debt. Based on a law that was enacted in 2005 every consumer can now receive a FREE copy of their report from each of the major listing agencies. You [...]






